Items You Should Insure Before Moving

Moving to a new home is a big deal, and worrying about your belongings is normal. One important step in preparing for a move is deciding which items to insure. Even if you pack carefully, there is always a risk of damage during the move. To minimize potential losses, consider your items’ value and the likelihood of damage.  

Working with local moving companies near you that offer insurance options can give you peace of mind and protect your valuable and irreplaceable items. Insurance can make a big difference by turning a potentially stressful situation into a secure, well-organized process.  

This guide will help you decide which items you should consider insuring before you move. By following these tips, you can make informed decisions to keep your investments safe. 

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Items to Insure Before You Move

Artwork and Antiques

Artwork or antiques are delicate and easily damaged, as they are often sensitive to environmental changes, such as temperature, humidity, and light. This means they need special handling and protection during transport. 

To protect your artwork and antiques, use specialized packaging materials, secure them in climate-controlled vehicles, and ensure they are handled carefully. If you don’t take these precautions, you could suffer significant financial losses and irreparable damage to your precious items. 

More importantly, consider insuring your artwork and antiques to have peace of mind knowing you’re covered in case of unexpected events. Insurance can help offset the cost of professional restoration. This way, you can keep your unique and valuable possessions and enjoy them as a source of character and history in your home for years. 


As we become increasingly reliant on electronics for both work and play, it’s common for our homes to be filled with various gadgets such as computers, tablets, TVs, and stereo systems. Although these devices are essential to our daily lives, they can also be delicate and easily damaged.  

One accident, whether caused by drops, shocks, or improper handling, can result in costly repairs or even replacement. That’s why it’s crucial to have insurance for these items. Not only can it provide significant cost savings, but it can also bring peace of mind. With insurance, you can remain plugged into the digital world without worrying about losing access to your essential electronics during a move or other unexpected event. 

Jewelry and Watches

If you own jewelry or watches, you know they’re more than just accessories. They often represent important moments in your life and hold great sentimental value. Unfortunately, their small size makes it easy to lose or damage, especially when moving.  

You should insure your jewelry and watches to avoid any financial loss due to such situations. Insurance covers the monetary value of these items and gives you peace of mind, knowing your most treasured possessions are protected if they get lost, damaged, or stolen. With insurance, you can confidently transport your precious belongings without any worries. 

Musical Instruments

Musicians consider their instruments not just objects but cherished companions and significant investments. Instruments are delicate and sensitive to changes in temperature and humidity. Damage during transportation can result in substantial losses, not only to the object but also to a source of joy and creativity.  

Luckily, insurance policies are available for musical instruments. This type of coverage assures you that repair costs or complete replacement will be covered if your instrument gets damaged. Whether you play music for passion or profession, you can keep your music going without missing a beat. 

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Many cherish collectibles like stamps, coins, comic books, or action figures. These items hold both sentimental and monetary value, which increases over time. Collectors put a lot of time, effort, and passion into building their collections. These items become valuable and irreplaceable parts of their personal history.  

However, collectibles are also at risk of loss, theft, or damage. Protect your investment and preserve your cherished collection for generations to come by having collectibles insurance. This type of insurance guarantees you will be adequately compensated for your collection’s current market value in case of any unfortunate event. 

Family Heirlooms

Family heirlooms are precious items that connect us to our past and family history. They’re fragile and can be damaged during a move. Although nothing can replace their sentimental value, having insurance can provide financial protection if they’re lost or damaged. Insurance can help restore or replace them, ensuring they remain a part of our family traditions for generations. 

Designer Furniture

If you own designer furniture, you know how much it costs and how important it is to keep it in good condition. If it gets damaged, it may be hard to find a replacement or repair it.  

That’s why having insurance for your designer furniture is a good idea. This insurance will cover the cost of repairs or replacement if something happens to your furniture. This way, you can ensure your home stays stylish and comfortable without any unexpected financial setbacks. 

Sports Equipment

High-end sports equipment, such as custom golf clubs, racing bicycles, or specialized gym gear, requires substantial investment. However, these items are essential for maintaining your lifestyle and leisure activities.  

Insuring your sports equipment means you can repair or replace items without major disruptions to your active lifestyle or sporting habits. 

Photographic Equipment

For those passionate about photography, cameras, lenses, and various accessories represent a significant financial investment and the tools of their artistic expression. This equipment is sensitive and often costly to replace.  

Insurance can protect against the financial implications of damage during transport, ensuring your ability to capture beautiful moments continues uninterrupted. 

Important Documents

It’s crucial to keep essential documents such as birth certificates, legal contracts, and passports with you during a move. However, if you transport them with your other belongings, it’s a good idea to insure them.  

This way, you can get coverage for the costs of replacing them if they get lost or damaged. This will save you the trouble of going through the bureaucratic processes needed to restore these important papers.

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Insuring your valuables during a move is a wise decision that can alleviate much of the stress associated with relocation. By identifying which items are most at risk and ensuring they are covered, you can focus more on the excitement of settling into your new home. 

If you’re looking for a reliable and trustworthy moving service, consider Pink Zebra Moving. They offer detailed insurance options to protect your most cherished belongings during the move. Contact us today and ensure your precious items are in safe hands! 


What Our Clients Say

This is the best, most professional moving company I’ve ever used! Great experience from start the finish!


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Pink Zebra Moving did an excellent job moving me into my new home! They were willing to accommodate my request to move on a holiday, immediately following my closing. They were incredibly time efficient without sacrificing careful handling of my belongings. I highly recommend this moving company.


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These guys are very skilled at what they do! I sat and spoke with the foreman (I think moving crews have foremen?) at the CoolBox storage facility in Liberty Park. I watched them very quickly and efficiently load antique vending machines and the largest furniture I've ever seen. I was amazed.